Topic: Fha Segregation

Richard Rothstein, author of The Color of Law, explains how the Federal Housing Administration (FHA) and Public Works Administration (PWA) intentionally created racial segregation in American cities. Rothstein details how the government demolished integrated neighborhoods to build separate housing projects for whites and Blacks, eventually pushing white families into subsidized suburbs while leaving Black families in deteriorating urban centers. This systemic movement of jobs and resources created the modern "urban" landscape.

Mo Facts and Adam Curry examine the specific economic mechanics that prevented Black families from building generational wealth through housing. Even when Black and white families had identical incomes, the government subsidized white families to move into suburban homes where mortgage payments were often lower than the rent in public housing. This legal creation of segregation is often mislabeled as "de facto" or accidental, when it was actually explicit government policy.