Topic: Mortgages

3 chapters across the catalog

30: School of Thought
1:08:30 - 1:10:55

30: School of Thought

Keeping It Real, Maturity and Responsibility

The hosts discuss the concept of "keeping it real" and how it conflicts with the responsibilities of adulthood, such as having a mortgage. They argue that as people get older, they are often taught to be less revolutionary to avoid being "canceled" or fired. They emphasize the importance of pushing back against leaders who lead the youth astray despite the personal risks involved.

27: Lift-Gate
56:56 - 59:42

27: Lift-Gate

Michael Bloomberg Defense of Redlining in 2008

In a 2008 clip, Michael Bloomberg appears to defend redlining, suggesting that the elimination of the practice led to the housing market collapse. He argued that forcing banks to lend in poor neighborhoods resulted in loans being given to individuals with poor credit, which he blamed for the subsequent economic instability.

27: Lift-Gate
1:43:54 - 1:46:55

27: Lift-Gate

Modern Day Redlining and White Adjacent Vouching

A year-long investigation reveals that black and Latino homebuyers still face significant hurdles in obtaining mortgages. One applicant in Philadelphia was repeatedly denied until she had her "white adjacent" girlfriend apply with her. Despite the girlfriend's unstable income, her presence and credit score allowed the loan to proceed smoothly.